Pre-Approval Review

Skill type

Operation skill.

Purpose

Review a preliminary client form or proposed transaction model before full onboarding.

What this skill does

This skill coordinates multiple core, source, connector and channel skills to complete one end-to-end AML operation.

It does not replace a compliance officer, MLRO or authorized reviewer. It prepares documented findings and routes cases for human review when required.

Required inputs

• Subject type and identifiers.
• Operation context.
• Applicable implementation profile.
• Required sources and source access rules.
• Evidence storage location.
• Manual review and escalation rules.

Skills commonly used

• skills/core/TCAML-S001-aml-screening
• skills/core/TCAML-S002-adverse-media-review
• skills/core/TCAML-S004-website-domain-review
• skills/core/TCAML-S006-trade-goods-restriction-review
• skills/connectors/pdf-evidence-export
• skills/connectors/file-naming-and-folder-routing

Agent may

• Extract relevant data from provided forms or documents.
• Run applicable source skills.
• Capture screenshots and PDF evidence.
• Update a client checklist or case record.
• Prepare a human-reviewable summary.
• Route red flags to manual review.

Agent must not

• Approve or reject a client, employee or counterparty.
• Make a final legal, sanctions or regulatory conclusion.
• Hide missing data or uncertainty.
• Discuss suspicious activity, sanctions concerns or internal AML reasoning with a checked subject.
• Bypass policy-defined manual review triggers.

Manual review triggers

• Missing required party data
• Positive or possible match in a required source
• Configured jurisdiction exposure indicator
• Goods or services requiring trade restrictions review

Output

• Completed source check records.
• Evidence references and file paths.
• Checklist status.
• Missing information list.
• Manual review status.
• Draft summary for human review.

Workflow

See WORKFLOW.md.

Verification evidence control

When this operation handles case findings or review routing, use skills/core/TCAML-S010-verification-evidence-control to preserve source check records, evidence references, discrepancies, limitations and human decision boundaries.